|
|
Financial Highlights
|
For six months ended1
|
For the year
|
Thousands of
U.S. Dollars |
6/30/2010 |
6/30/2009 |
12/31/2009 |
12/31/2008 |
|
| |
Income Statement
|
| Income |
$55,851 |
$65,741 |
$119,511 |
$118,186 |
| Dividends |
$8,424 |
$12,461 |
$34,792 |
$58,514 |
| Expenses |
$32,875 |
$43,342 |
$74,618 |
$54,992 |
| Net Income |
$14,552 |
$9,938 |
$10,101 |
$4,680 |
| |
Balance Sheet
|
| Cash & Investments |
$985,690 |
$931,294 |
$951,621 |
$879,044 |
| Loans (Net Allowance for Losses) |
$1,859,244 |
$1,732,874 |
$1,810,992 |
$1,640,406 |
| Deposits |
$2,489,541 |
$2,320,547 |
$2,433,318 |
$2,190,337 |
| Reserve & Undivided Earnings |
$375,692 |
$360,878 |
$361,140 |
$350,940 |
| Total Assets |
$2,905,238 |
$2,720,452 |
$2,828,142 |
$2,576,145 |
| |
Key Ratios
|
| Loan to Deposit |
75% |
75% |
64% |
64% |
| Reserve & Undivided Earnings to Deposits |
15% |
16% |
15% |
16% |
| Reserve & Undivided Earnings to Assets |
13% |
13% |
13% |
14% |
| |
Other
|
| Mortgage Servicing Portfolio |
$628,630 |
$662,514 |
$643,984 |
$584,979 |
| |
|
| 1Unaudited |
|
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.