Bank Fund Staff Federal Credit Union

Financial Highlights
For the Year Ending
Thousands of U.S. Dollars
12/31/2005
12/31/2006
12/31/2007*
Income Statement (for the year)
Income
$89,471
$110,758
$129,298
Dividends
$33,353
$52,017
$67,603
Expenses
$31,971
$37,469
$45,853
Net Income
$24,147
$21,272
$15,842
Balance Sheet
Cash & Investments
$516,579
$560,845
$713,489
Loans (Net Allowance for Losses)
$1,509,477
$1,571,856
$1,620,944
Deposits
$1,727,870
$1,810,065
$1,991,927
Reserve & Undivided Earnings
$312,008
$330,313
$347,336
Total Assets
$2,057,779
$2,168,624
$2,377,144
Key Ratios
Loan to Deposit
87.4%
86.8%
81.4%
Reserve & Undivided Earnings to Deposits
18.1%
18.2%
17.4%
Reserve & Undivided Earnings to Total Assets
15.2%
15.2%
14.6%
Other
Mortgage Servicing Portfolio
$570,824
$554,210
$553,811
* Unaudited
 
This Credit Union is federally insured by the National Credit Union Administration.This Credit Union is federally insured by
the National Credit Union Administration.
Equal Housing OpportunityEqual Housing
Opportunity
email: memberservices@bfsfcu.org
Fax: (202) 683-2380
Tel: (202) 212-6400
US & Canada Toll Free: 1-800-9-BFSFCU