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Individual Retirement Accounts
Have you invested in your future lately?
Invest in an IRA today, and face the future with confidence.

Now more than ever, planning for retirement makes sense. This is why at BFSFCU, we offer both Traditional and Roth Individual Retirement Accounts (IRAs).

Plan for a better tomorrow
No matter what your situation might be, having sufficient retirement savings requires planning ahead. Properly investing in your future can mean the difference between just getting by and having the financial resources you need during retirement.

Members who file U.S. income tax returns and have earned income may contribute to an Individual Retirement Account (IRA).

IRA contributions may be tax-deductible* depending upon:

  • Participation in an employer-maintained retirement plan

  • Adjusted gross income
Dividends on IRAs are tax-deferred. BFSFCU offers a 12-month variable-rate IRA and a 36-month fixed-rate IRA; each requires a minimum deposit of $100.

Your future starts now, and your Credit Union can help. View our current IRA Rates or contact us to open an IRA.

Individual Retirement Accounts are insured by the NCUA for up to $250,000.

* Consult your tax advisor.
 
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This Credit Union is federally insured by the National Credit Union Administration.This Credit Union is federally insured by
the National Credit Union Administration.
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email: memberservices@bfsfcu.org
Fax: (202) 683-2380
Tel: (202) 212-6400
US & Canada Toll Free: 1-800-9-BFSFCU
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