Young Savers Share Certificate

It’s never too early to start saving. Our Young Savers Share Certificate (YSSC) is a savings account specially designed for young members under 18 years of age, who want to get a head start on building a sound financial future. With competitive rates, a $100 initial deposit, and a monthly contribution of at least $20, the YSSC account is ideal in helping youth get into the good habit of regularly putting a little money aside.

Features & Benefits

  • Guaranteed return on your investment
  • $100 minimum balance to open
  • Monthly contributions of $20
Start saving today, and watch how quickly your money can grow.


Deposits must be made at least once per month. Total deposits each month must equal or exceed $20. Failure to meet the monthly minimum deposit will result in account closure and transfer of the balance less penalty to your Membership Savings (S1) account. Withdrawal or cancellation prior to maturity will result in the loss of 180 days of dividends on the amount withdrawn. Children under 12 years of age require a parent or guardian to open the YSSC for them.