Mortgage Loans

Whether you are looking to buy a home across town or across the country, BFSFCU has the perfect mortgage for you. We offer a wide range of fixed- and adjustable-rate mortgage products. Financing is available on primary residences, second homes, and investment properties.

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In the market to buy a home or refinance your current mortgage?

It's the perfect time make the move! We've just lowered our rates on our 7/1 Adjustable Rate Mortgages (ARMs)!

Also, when you submit your application by August 31st, we'll waive our $1,750 origination fee!*

Take advantage of our limited-time offer and apply today!



In addition, our members benefit from:

• Competitively priced mortgage products available both locally and nationwide.
• Financing solutions for members who recently moved to the U.S. and have little or no credit history.
• CU Realty Services--to help members search for home listings, locate a preferred real estate agent, and even earn cash back.**
• Hassle-free application process through our 24x7 Mortgage Loan Center.

If you're ready to buy, we're here to help!

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*Limited-time offer. Offer available on 7/1 ARM secured by primary residences and second homes only. Mortgage loan origination fee of $1,750 will be waived for completed applications received by August 31, 2013. This is not a guaranteed offer of credit; other terms and conditions may apply. Please ask a Loan Officer for details. Rates are subject to change. The ARM rate may increase after consummation.
**Rebates and/or member benefits vary by state. Please contact CU Realty Services for additional information at 1-800-203-9014, ext 1.

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Features & Benefits of our Mortgages

• Flexible terms and great rates
• Fixed- and adjustable-rate programs
• Loans are serviced by BFSFCU

Finding the right program for you
Our programs are designed to meet the needs of our unique membership; in addition to traditional mortgage products, our offerings include 100% financing and a First-Time Homebuyer Program for members with little or no U.S. credit history and limited down payments.

Mortgage Loan Center
BFSFCU can help you get where you want to be. Visit our full service Mortgage Loan Center where you will find helpful information to assist you in understanding our mortgage programs and the mortgage process.

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Please note that Bank-Fund Staff Federal Credit Union does not participate in CEMA loans in the State of New York.