Global Rewards

Because relationships are meant to be rewarding

Get MORE out of your
BankFund Relationship!

Get Rewarded for being a loyal member of our BankFund community.

Members with a BankFund membership and in good standing can enjoy, premier checking, loan discounts, and fee rebates through our Global Rewards program each month.

Frequently Asked Questions

Ready to Upgrade to Our New Premier Checking Account?

It’s simple! Send us a request via secure message using the Self-Service Menu within
Digital Banking.

— Or —

Schedule an appointment with a Member Service Representative at one of our branch locations. We’ll do the rest!

Explore All the Benefits of Global Rewards

The greater your engagement, the bigger the rewards.

REWARD LEVELS²	CHOICE	PLUS	OPTIMUM
Total Relationship Balance Requirements^1,2	No Balance Requirements.	Deposit and loan balance: $50,000–$249,999. Minimum loan balance: $15,000.	Deposit and loan balances: $250,000 or more. No minimum loan balance requirement.
Examples of Qualifying Total Relationship Balances	Checking Balance: $2,152 + Savings Balance: $5,880 + Personal Loan Balance: $7,560 Total Relationship Balance = $15,592	Checking Balance: $5,674 + Savings Balance: $35,930 + Car Loan Balance: $20,031 Total Relationship Balance = $61,635	Checking Balance: $5,674 + Savings Balance: $10,810 + Mortgage Loan Balance: $281,974 Total Relationship Balance = $295,819
Premier Checking Account³ RATE*	0.05%	3.00% on balances up to $10,000 _ 0.05% on balances over $10,000	3.50% on balances up to $25,000 _ 0.05% on balances over $25,000
Annual Percentage Yield (APY)*	0.05%	0.05% to 3.00%	0.05% to 3.50%
ATM Transaction Fee Rebate⁴	Up to $5 per month	Up to $20 per month	Unlimited
Outgoing BankFund Wire Fee Rebate⁵	N/A	Up to $20 per month	Unlimited
Debit Card Foreign Transaction Fee Rebate⁴	N/A	Up to $20 per month	Unlimited
Personal Loans Rate Discount⁶	N/A²	0.25% rate reduction	0.50% rate reduction
Auto Loans Rate Discount⁶	N/A²	0.25% rate reduction	0.50% rate reduction
Mortgage Cash Reward⁷	N/A²	$600 per loan	$1,000 per loan
GAP Insurance Fee Rebate⁸	N/A	$75	$175

Moving from CHOICE Rewards to PLUS Rewards

Combining Balances with Joint Owners to Maximize Rewards

Refinancing your Loan with BankFund Can Help you Level Up

Getting a Mortgage Loan with BankFund Can Mean More Rewards

¹ “Total Relationship Balance” is calculated as the sum of the previous month’s average monthly share account balance(s), the previous month’s ending loan balance(s), and the previous month’s ending credit card balance(s). Only personal share accounts are eligible for the Global Rewards program. Excludes CU Student Choice loan balances.

² Rewards Benefits are based on your reward level, Choice, Plus, or Optimum, and are determined each month based on your total relationship balances with the Credit Union.

³ Only one Premier Checking account per member. To view our current rates, please visit BFSFCU.org/rates. For account terms and conditions, please see the Truth-In-Savings Disclosure.

⁴ Rebates are applied to an open checking or savings account. Rebates are based on the previous month’s Total Relationship Balance. Credit will be applied to the account from which the fee was assessed by the 3rd business day of the month. If the account is closed prior to the rebate posting date the rebate will be forfeited.

⁵ Outgoing BFSFCU Wire Fee Rebate: Only BFSFCU fees will be rebated. Foreign exchange fees and other fees will not be rebated.

⁶ Rate discounts are only applied to auto loans and personal loans.

⁷The mortgage cash reward will be applied as a lender credit at the time of the mortgage closing. If the mortgage loan is rescinded, the mortgage cash reward will be forfeited.

⁸ MEMBER’S CHOICE™ GAP insurance premium rebate will be credited to the member’s checking or savings account 120 days after the insurance has been purchased. If the checking or savings account is closed prior to the rebate posting date the rebate will be forfeited.

*For Global Rewards Premier Checking accounts, you may qualify to earn a premium dividend rate on a portion of your account balance based on your reward level – CHOICE, PLUS or OPTIMUM. Global Rewards Premier Checking account holders who do not meet the requirements of the PLUS or OPTIMUM reward level will earn dividends at the CHOICE Level. You may move between reward levels each month as your total relationship balance changes. The applicable dividend rates and annual percentage yields will apply only to that portion of the account balance within the corresponding balance range as listed in the Rate Schedule. To view our current rates, please visit BFSFCU.org/rates. For account terms and conditions, please see the Truth-In-Savings Disclosure.

**APY Range is based on a low and high balance scenario of $1.00 and $8,000,000.00.

BFSFCU reserves the right to modify or cancel the Global Rewards Program, individual features, or benefits at any time.