Always remember to maintain sufficient balances in your checking account to cover your transactions. BFSFCU offers the following services designed to help protect members from creating overdrafts on their accounts.
Receive email alerts to inform you when your account balance falls below a certain amount. You can use these as reminders to deposit or transfer money to your checking account. Create or modify your alerts securely from the Alerts menu within Online Banking.
As a free service, SafetyLink will transfer available funds from your designated savings account to cover checking account balance shortfalls. There are limits on certain withdrawals and transfers that may be made from Savings and Money Management Savings. Subject to availability, up to six preauthorized or automatic transfers of funds per month are permitted from your account to another of your accounts with us, or to a third party. See your Truth-in-Savings Disclosure for full details. You may submit a request to enroll in SafetyLink by downloading and completing the SafetyLink Enrollment Form and returning it to us.
In the event that you would like additional protection to cover shortfalls in your checking account, we also offer a Line of Credit. The Line of Credit is an open-ended loan associated with the checking account and used primarily for overdraft protection, although it may be used for the same purpose as our signature loan.