Youth Accounts

Learning good financial habits early on is the key to building a sound financial future. Get a head start with financial tools from Your Credit Union.

With Bank-Fund Staff Federal Credit Union's specially designed generation_NEXT packages, you can get the necessary tools to help you get a head start on money management.

CU_Kidz

Our CU_Kidz Package is a great way for children under 13 years of age to start learning about and to practice saving money.

CU_Students

Our CU_Students Package is a combination of custom banking products offered to those between 13 and 18 years of age looking to get a good foundation for money management.

Young Savers Share Certificate

It’s never too early to start saving. Our Young Savers Share Certificate (YSSC) is a savings account specially designed for young members under 18 years of age, who want to get a head start on building a sound financial future. With competitive rates, a $100 initial deposit, and a monthly contribution of at least $20, the YSSC account is ideal in helping youth get into the good habit of regularly putting a little money aside.

Features & Benefits

  • Guaranteed return on your investment
  • $100 minimum balance to open
  • Monthly contributions of $20

Start saving today, and watch how quickly your money can grow.

Deposits must be made at least once per month. Total deposits each month must equal or exceed $20. Failure to meet the monthly minimum deposit will result in account closure and transfer of the balance less penalty to your Savings account. Withdrawal or cancellation prior to maturity will result in the loss of 180 days of dividends on the amount withdrawn. Children under 12 years of age require a parent or guardian to open the YSSC for them.

Visa® Prepaid Student Card

The financial freedom teens want; the financial control parents need. Giving teens the financial independence they crave while teaching them how to manage money is a challenge for any parent. Our Visa Prepaid Student Card will help make it easier for both of you.

  • Prepaid and reloadable*
  • Secure and convenient alternative to cash
  • Accepted everywhere Visa debit cards are accepted
  • Can be used for shopping, paying bills, and cash withdrawal
  • Ideal for teens and college-bound students

Simply load the card with the amount of money you want—up to $1,000 limit—then give him or her the card.

The Visa Prepaid Student Card is accepted anywhere Visa cards are accepted, so it couldn’t be more convenient. Your teen can use it for everything from clothes and travel to online purchases. It’s also safer than carrying cash, giving both of you peace of mind. And when cash is needed, your teen can withdraw it from any Visa/PLUS ATM, freeing you from repeated requests for money and trips to the ATM.

The Visa Prepaid Student Card is one of the smartest, easiest ways to teach teens about financial responsibility.

Open or Manage your Prepaid Student Card

* There is a $5.00 enrollment fee for the Visa Prepaid Student Card and a load and reload fee of $1.50.