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Auto Loans

Get the right financing solution for your car-buying needs!

Apply Now Rates Car Buying Service

 

Hit the Road with the Loan that’s Right for You

Whether you’re buying a new or used car, or refinancing your current one, we’ll help you find the loan that’s right for you!

Our members SAVE with our exceptional
Auto Loan rates!

New Auto Loans

Save with discounted rates starting
as low as 

3.50% APR*

Used Auto Loans

Discounted competitive rates starting at

3.74% APR*

Refinancing

Refinance your current auto loan at a lower rate and save!

 

Get Discounted Pricing with our Car Buying Service

Save time and money when using the Car Buying Service powered
by TrueCar®.

Learn More

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Save up to 1.25% OFF your rate
with these discounts!

Discount Rate
Global Rewards* 0.50%
Car Buying Service3 0.50%
Green Car4 0.25%
Combine All 3 1.25%

Need more information? Contact us at 202-212-6400 or send us a secure message within Digital Banking.

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Get The Coverage You Need!

GAP Insurance

Our MEMBER’S CHOICE™ GAP insurance helps “fill the gap” between what you owe on your vehicle and your vehicle’s value so that you’re covered if your car is stolen or totaled.

GAP Insurance 

Mechanical Repair Coverage (MRC)

MEMBER’S CHOICE® MRC helps cover the cost of expensive mechanical repairs, lost keys, roadside assistance, and more.


Mechanical Repair Coverage 

Car Buying Service 

BankFund members can shop, compare and get upfront price offers on new and used vehicles with the BankFund Car Buying Service, powered by TrueCar®.

Car Buying Service 

BankFund can help you save on
your loan. 

Being approved for a loan can be the start of something great. Whether it's a new car, a home renovation or college, we can help you finance every stage of life.

Apply for a Loan



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*APR (Annual Percentage Rate) is based on an evaluation of creditworthiness, so your rate may vary. Credit approval required.

Receive up to 1.25% off your rate when you qualify for extra discounts. Available discounts are as follows: Take 0.50% off the auto loan rate when you are a Global Rewards Optimum Level Member. Log in to Digital Banking to view your Global Rewards Level. Visit BFSFCU.org/Global Rewards for more information. Take an additional 0.50% off the auto loan rate when you purchase your vehicle through BFSFCU’s car buying service powered by TrueCar®BFSFCU.org/CarBuyingService discount only available for the purchase of new and used vehicles, not refinance. Discount is only applicable for fixed rate loan terms up to 60 months. Take an additional 0.25% off the auto loan rate if your vehicle is considered environmentally friendly by the Environmental Protection Agency. Visit https://epa.gov/greenvehicles for more information. Total discounts may not exceed 1.25%. Refinancing offers are limited to auto loans you have with other lenders.

3TrueCar operates this information website (“Service”) featuring pricing, performance, technical, and safety data available for new and used vehicles. The Service is not available in all locations. Neither the accuracy of information provided on this website by selling dealers and users, nor the availability, quality, or safety of vehicles, is guaranteed or controlled by BFSFCU or TrueCar. BFSFCU and TrueCar assume no responsibility for the foregoing. TrueCar® discount only available for dealer purchase, not refinance. Call for details 1-888-878-3227. Guaranteed Savings currently not available in all states. In these states, a “Target Price” is presented, which reflects a market-based example of what you can reasonably expect to pay for a vehicle configured with your desired options. Your configured vehicle may not be available in stock at the certified dealer.

4Green vehicles are those considered environmentally friendly by the Environmental Protection Agency (EPA.gov/greenvehicles). New vehicles are the current or immediately previous model year having an odometer reading of less than 5,000 miles. Used vehicles include any vehicle with an odometer reading of more than 5,000 miles or are older than the immediately previous model year.