Auto Loans

Purchasing a new or used vehicle can be a difficult decision. Financing your vehicle should not be. With competitive rates and flexible terms, BFSFCU has the right vehicle loan for you.

Whether you want to be pre-approved before shopping or you are finalizing a purchase, our friendly and knowledgeable staff are ready to assist you.

  • Fixed- and adjustable-rate options
  • Various loan term options
  • No pre-payment fees
  • Easy and convenient online access
  • Optional Members Choice® GAP or Mechanical Repair Coverage

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Hear what members are saying about finding and financing a new car with BFSFCU. Credit Union member Roderick and staff member Olga share discuss how easy it is to find and purchase your next vehicle in this brief video.

Search for Your Next Car

Search our national network of more than 7,000 certified dealers to find the car you want.

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Search for a Used Car

 

Auto Loan Rates

  •  05-27-2017
Term New Vehicle Rate1 Payment Example ($20,000 loan amount) Used Vehicle Rate2 Payment Example ($20,000 loan amount) Alert Me
36 Month Auto, Fixed 1.490% 36 payments of $568 2.240% 36 payments of $575
48 Month Auto, Fixed 1.990% 48 payments of $434 2.740% 48 payments of $440
60 Month Auto, Fixed 2.240% 60 payments of $353 3.490% 60 payments of $364
72 Month Auto, Fixed 2.990% 72 payments of $304 3.990% 72 payments of $313
96 Month Auto, Variable 3.500% 96 payments of $239 N/A N/A
NEW! 96 Month Recreational Vehicle, Variable3 6.000% 96 payments of $263 7.000% 96 payments of $273
NEW! 180 Month Recreational Vehicle, Variable3 7.000% 180 payments of $180 8.000% 180 payments of $191
Take an additional 0.25% off the auto loan rate if your vehicle is considered environmentally friendly by the Environmental Protection Agency. Visit http://epa.gov/greenvehicles for more information. Take an additional 0.25% off the auto loan rate for new cars with terms of 36 to 60 months if you purchase your vehicle through BFSFCU’s car buying service powered by TrueCar.
  • 1New Vehicles are vehicles for the current or immediately previous model year and an odometer reading of less than 5,000 miles.
  • 2Used Vehicles include any vehicle with an odometer reading of more than 5,000 miles or are older than the immediately previous model year.
  • 3 Vehicle variable rate accounts are offered with the above shown six-month introductory rate; during the Introductory Rate Period your rate will not change. Following the expiration of the Introductory Rate Period, this plan will have a Variable Rate feature. THE ANNUAL PERCENTAGE RATE (APR) for variable rate changes may increase in accordance with the Wall Street Journal Prime Rate plus a Margin and will occur every six (6) months on the anniversary of the Date of the Advance of Funds also known as the Change Date. Eligible vehicles for Boat, Plane, and RV loan financing are: recreational vehicles (RV), travel trailers, campers, all-terrain vehicles (ATV), snowmobiles, personal watercrafts, and personal aircrafts.

Recreational Vehicle Loans

Get where you want to go this summer with rates as low as 5.50% APR. Let BFSFCU take you where you want to go this summer, and every summer after, by helping you invest in the recreational vehicle of your dreams. Whether it’s taking flight in your own airplane or hitting the waves with family and friends on a new jet ski or sailboat, we can take you there.

With a variety of terms, you’ll find the right loan to finance your next adventure.

Apply for an RV Loan

Green Auto Loans

Do your part to help save the environment by purchasing a new or used fuel-efficient car considered environmentally friendly by the Environmental Protection Agency and receive a 0.25% rate discount on any BFSFCU fixed-rate auto loan! Along with those great savings, buying an environmentally friendly car will also help reduce toxic greenhouse gases, save you money on gasoline, and allow you to drive farther between fill-ups. You may also be eligible for a tax credit. Please consult a tax advisor.

Apply for a Green Auto Loan