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Guaranteed Asset Protection (GAP)

During the first year or two of your vehicle loan payments, it is likely that the amount you owe on your vehicle will exceed your vehicle's value. This value "gap" can cause you financial strain if your car is stolen or totaled. MEMBER’S CHOICE™ GAP insurance helps you to "fill the value gap" by covering this difference. Ask your Loan Officer about MEMBER’S CHOICE payment protection and credit insurance options today!

For more information, please download our GAP Brochure.

Your purchase of MEMBER’S CHOICE™ Guaranteed Asset Protection (GAP) is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of GAP. If you choose GAP, adding the product fee to your loan amount will increase the cost of GAP. You may cancel the protection at any time. If you cancel protection within 90 days you will receive a full refund of any fee paid. You will receive additional information before you are required to pay the fee for this product. GAP-915202.1-0414-0516