¹ Reward points can be redeemed for cash back. Airline purchases earn 5 points per dollar; hotels and dining earn 3 points per dollar; car rentals earn 2 points per dollar; all other purchases earn 1 point per dollar. 1 point is equivalent to $0.01 in cash back. A minimum of 2,500 points is required before redeeming for cash back. There is no maximum amount of points that can be redeemed for cash back.

² Cardholders will receive 20,000 bonus points when spending $4,000 or more in net purchases within 90 days of account opening. 1 point is equivalent to $0.01 in cash back. 20,000 points can be redeemed for $200 in cash back. Offer valid for a new BankFund BEYOND Visa Signature credit card. To be eligible for the 20,000 points offer, you must make $4,000 or more in net purchases within 90 days of account opening. Rewards are awarded based on net purchases. Net purchases are eligible purchases charged to your BankFund BEYOND Visa Signature Credit Card less rebates and other similar credits. Cash advances, traveler’s check purchases, balance transfers, fees, and interest charges are not eligible purchases. Please allow up to eight weeks after the 90-day period for the 20,000 points to post to your rewards balance. Account must be open and not in default at the time the 20,000 points are posted to your rewards balance. Limit of one promotional offer at account opening.

³ How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)."Your due date is 25 days after the close of each billing cycle. We do not charge you interest on purchases if you pay your entire balance by the due date each month. The Penalty APR may be applied to the entire balance on your account if you are 60 days delinquent in making a payment. To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at www.consumerfinance.gov/learnmore.

Please visit BFSFCU.org/rates for current rates. Rates are subject to change. 

* Between November 01, 2024, and November 30, 2024, 1.00% of member spending in total purchases will be donated to the Capital Area Food Bank. Maximum individual member donation of $200, with a maximum overall donation of $10,000 on behalf of all campaign participants. Cash advances, balance transfers, fees, foreign transaction currency conversion charges, and finance charges do not qualify for the promotion. This offer expires on November 30, 2024.