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Earn up to 5% Cash Back1

on purchases made with our BEYOND Visa® Credit Card

Apply Now Rates

 

Our most REWARDING card earns
UNLIMITED CASH BACK1

 

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    5%

    points on
    air travel

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    3%

    points on hotels, Airbnb & VRBO

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    3%

    points on
    restaurants

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    2%

    points on
    car rentals

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    1%

    points on
    everything else

 

  • No Earnings Limit
  • No Registration Required

No Annual Fee

 

  • No Foreign Transaction Fees
  • No Category Changing
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Special Introductory Offers: Earn $200 Cash Back 

when you spend $4,000 in the first 90 days of account opening2

0.00% APR Introductory Rate for the first 6 billing cycles3

1.90% APR Introductory rate on balance transfers and cash advances for the first 12 billing cycles

Travel Protection & Benefits

 

  • Auto Rental Coverage
  • Travel Accident Insurance

     

  • Lost Luggage Reimbursement

     

  • Hotel Theft Protection

     

  • Trip Cancellation

  • Trip Delay Protection

 

Unlock even more benefits by exploring BEYOND

Enjoy instant access to special experiences, dozens of perks, and complimentary 24-hour Visa Signature® Concierge Service to take your experiences further.

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BEYOND Visa Signature

Find out how you can earn up to 5X points on your Beyond Visa Signature Credit Card.




Even better than a travel rewards card

It’s like having a travel rewards card, but without the fees of some cards. There’s no registration required — earn these elevated points automatically.

Learn More    Terms and Conditions   Sign In to Apply

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BFSFCU Cards App

Be in control on-the-go! Manage and access your BFSFCU cards all in one place with our Cards App. Simplify your purchases by adding your cards to your Digital Wallet. 
Learn More

 


1 Reward points can be redeemed for cash back. Airline purchases earn 5 points per dollar; hotels and dining earn 3 points per dollar; car rentals earn 2 points per dollar; all other purchases earn 1 point per dollar. 1 point is equivalent to $0.01 in cash back. A minimum of 3,000 points is required before redeeming for cash back. There is no maximum amount of points that can be redeemed for cash back.

2 Cardholders will receive 20,000 bonus points when spending $4,000 or more in net purchases within 90 days of account opening. 1 point is equivalent to $0.01 in cash back. 20,000 points can be redeemed for $200 in cash back. Offer valid for a new BFSFCU BEYOND Visa Signature credit card. To be eligible for the 20,000 points offer, you must make $4,000 or more in net purchases within 90 days of account opening. Rewards are awarded based on net purchases. Net purchases are eligible purchases charged to your BFSFCU BEYOND Visa Signature Credit Card less rebates and other similar credits. Cash advances, traveler’s check purchases, balance transfers, fees, and interest charges are not eligible purchases. Please allow up to eight weeks after the 90-day period for the 20,000 points to post to your rewards balance. Account must be open and not in default at the time the 20,000 points are posted to your rewards balance. Limit of one promotional offer at account opening.

3 How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)."Your due date is 25 days after the close of each billing cycle. We do not charge you interest on purchases if you pay your entire balance by the due date each month. The Penalty APR may be applied to the entire balance on your account if you are 60 days delinquent in making a payment. To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at www.consumerfinance.gov/learnmore.


Please visit BFSFCU.org/rates for current rates. Rates are subject to change.