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Car Buying Service

BFSFCU members can save time and money when using the BFSFCU Car Buying Service powered by TrueCar®1. In fact, the average savings on new cars is $3,552 off MSRP.2

Search our national network of more than 15,000 certified dealers to find the car you want. See comprehensive price reports on what others have recently paid for that car so you know you are getting a good deal.

Interested in getting our best deal yet? Purchase a green car for an extra 0.25% off, and use Member Loyalty Rewards for up to an additional 0.50%.

Save up to 1.25% in discounts on your rate!
BFSFCU Car Buying Service Discount3 0.50%
Green Car Discount4 0.25%
Member Loyalty Discount5
  • New Member Discount—Receive a  discount in the first 90 days of your new membership
  • Relationship discount—Enjoy a discount if you have an existing Mortgage with BFSFCU
  • Loyalty Discount—Qualify for discounts if you have had an auto or personal loan with BFSFCU in the past 2 years
up to 0.50%

Use all 3 Discounts


For a Limited Time, get $100 Cash Back!

Not ready to give up the car you love, but want to get a better deal? Save money by refinancing your current auto loan to a lower rate. Receive $100 cash after the closing of your loan with BFSFCU.

Learn More

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Member Loyalty Rewards

Get more benefits from your membership with BFSFCU! Receive up to 0.50% off your Personal Loan rate if you qualify for Member Loyalty Rewards.

Learn More

Search for Your Next Car

Search our national network of more than 15,000 certified dealers to find the car you want.

Search new and used cars

How much vehicle can I afford?

Experts suggest that you should not allocate more than 20% of your take-home pay towards monthly auto payments. The down payment, interest rate, and term of your loan will also determine how much you can afford to buy. Use this calculator to help determine how much you might be able to spend on an automobile.

Vehicle Calculator

Research Cars

See new and used car price rankings so you know when you're getting a good deal

Lock in Savings

Get guaranteed savings off MSRP on new cars3 and see dealer prices on used cars

Trusted Dealers

Compare multiple pre-screened Certified Dealers online before you leave home


Enjoy Guaranteed Savings, no negotiations, and a hassle-free car buying experience

Hear what members are saying about finding and financing a new car with BFSFCU. Credit Union member Roderick and staff member Olga share how easy it is to find and purchase your next vehicle in this brief video.

1TrueCar operates this information website (“Service”) featuring pricing, performance, technical, and safety data available for new and used vehicles. The Service is not available in all locations. Neither the accuracy of information provided on this website by selling dealers and users, nor the availability, quality, or safety of vehicles, is guaranteed or controlled by BFSFCU or TrueCar, and BFSFCU and TrueCar assume no responsibility for the foregoing.

2Between 1/1/20 and 12/31/20, the average savings off MSRP experienced by consumers who connected with a TrueCar Certified Dealer through a TrueCar-powered auto buying program and who were identified as buying a new vehicle from that Certified Dealer was $3,552. Your actual savings may vary based on multiple factors, including the vehicle you select, region, dealer, and applicable vehicle-specific manufacturer incentives, which are subject to change. The MSRP is determined by the manufacturer and may not reflect the price at which vehicles are generally sold in the dealer's trade area, as many vehicles are sold below MSRP. Each dealer sets its own pricing.

3TrueCar® discount only available for dealer purchase, not refinance. Call for details 1-877-809-6549. Guaranteed Savings currently not available in all states. In these states, a “Target Price” is presented, which reflects a market-based example of what you can reasonably expect to pay for a vehicle configured with your desired options. Your configured vehicle may not be available in stock at the certified dealer.

4Green vehicles are those considered environmentally friendly by the Environmental Protection Agency ( New vehicles are the current or immediately previous model year having an odometer reading of less than 5,000 miles. Used vehicles include any vehicle with an odometer reading of more than 5,000 miles or are older than the immediately previous model year.

5Meet one of the conditions and receive a Member Loyalty Rewards loan rate discount of 0.25%; meet two or more of the conditions and receive the maximum combined Member Loyalty Rewards loan rate discount of 0.50%. Visit BFSFCU. org/loyalty for more information.