Holiday Closing — BFSFCU will be closed on Thursday, November 23, 2017, and Friday, November 24, 2017 in observance of the Thanksgiving holiday.

Credit Cards

Earn Double Points

Reap the rewards this holiday shopping season when you use your BFSFCU Visa credit card for your Amazon.com purchases through 12/31/17!*

Card Rewards Alert Me
Visa Signature Credit Card Earn Double Points! 3 points for every $1.00 spent on Amazon purchases.
Visa Platinum Member Rewards Credit Card Earn Double Points! 2 points for every $1.00 spent on Amazon purchases.
Visa Platinum Cash Rewards Credit Card Earn Double Cash Back! 2% for every $1.00 spent on Amazon purchases.
Visa Platinum Credit Card Receive up to $25! Receive a $10 rebate for $500 or a $25 rebate for $1,000 or more in Amazon.com purchases

Here are some of the purchases that qualify for this great offer:

  • Digital Downloads
  • Amazon.com gift cards
  • Amazon Fresh orders
  • Amazon local deals
  • Amazon Prime subscriptions
  • Amazon.com marketplace items

* Eligible on Amazon.com related purchases from 11/1/2017 through 12/31/2017. Total returns will be subtracted from total purchases to determine total purchases made. Purchases you make during this period are for use in obtaining credit under the terms we previously disclosed to you. BFSFCU shall determine which purchases qualify. The bonus cash back, points, or rebate will be credited to your account by 1/31/2018. Cash advances, balance transfers, fees, and finance charges do not qualify. Amazon is not a sponsor of this promotion. Amazon, Amazon.com, Amazon Prime, the Amazon.com logo, the Amazon Prime logo and the smile logo are registered trademarks of Amazon.com Inc. or its Affiliates.

Chip Technology

BFSFCU is proud to be among the first financial institutions offering chip technology-equipped Visa Credit Cards in the U.S. Our Visa Platinum, Platinum Member Rewards and Visa Platinum Cash Rewards Credit Cards come with embedded microchips that store your card information in an encrypted format, making it difficult for unauthorized users to copy or access the information on your card.

Learn More

Compare Credit Cards

** Shares on deposit in your designated savings account for the amount of your credit limit (minimum $500) will be pledged as security.

Lost or Stolen Card?

Report Lost/Stolen Card (in the U.S.): (800) 449-7728

Report Lost/Stolen Card (outside the U.S.): View International Toll Free Numbers

Table data for VISA® Credit Card Rates
 11-23-2017
ANNUAL PERCENTAGE RATE (APR) FOR PURCHASES Visa Platinum Visa Platinum Member Rewards Visa Platinum Cash Rewards Visa Signature Alert Me
Introductory APR for a period of six (6) billing cycles. 3.90% 3.90% 5.90% 0.00%
After that, your APR will be: Your APR will vary with the market based on the Prime Rate. 9.90% 10.90% 11.90% 13.90%
APR for Cash Advances Alert Me
Introductory APR 3.90% for six (6) billing cycles 3.90% for six (6) billing cycles 5.90% for six (6) billing cycles 1.90% for twelve (12)
billing cycles
After that, your APR will be: Your APR will vary with the market based on the Prime Rate. 12.90% 13.90% 14.90% 16.90%
APR for Balance Transfers Alert Me
Introductory APR 3.90% for six (6) billing cycles 3.90% for six (6) billing cycles 5.90% for six (6) billing cycles 1.90% for twelve (12)
billing cycles
After that, your APR will be: Your APR will vary with the market based on the Prime Rate. 12.90% 13.90% 14.90% 16.90%
Penalty APR1 Alert Me
This APR may be applied to the entire balance on your account if you are 60 days delinquent in making a payment. 15.90% 16.90% 17.90% 18.00%
Interest Charges Alert Me
Minimum Interest Charge None None None None
Set-up and Maintenance Fees Alert Me
Annual Fee None $19 $39 None
Account Set-up Fee None None None None
Participation Fee None None None None
Account Maintenance Fee on Closed Accounts None None None None
Additional Card Fee None None None None
Transaction Fees Alert Me
Balance Transfer Fee None None None None
Cash Advance Fee None None None None
Foreign Transaction Fee 1.00% of each transaction in U. S. dollars 1.00% of each transaction in U. S. dollars 1.00% of each transaction in U. S. dollars None
Penalty Fees Alert Me
Late Payment Fee Up to $25 Up to $25 Up to $25 Up to $25
Over-the-Credit-Limit Fee None None None None
Returned Payment Fee Up to $25 Up to $25 Up to $25 Up to $25
How We Will Calculate Your Balance: We use a method called ”average daily balance (including new purchases).” Your due date is 25 days after the close of each billing cycle. We do not charge you interest on purchases if you pay your entire balance by the due date each month. To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at www.consumerfinance.gov/learnmore.
  • 1The penalty APR will apply until you make six consecutive minimum payments when due.