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Home Equity Loans

Use the equity in your home to finance important goals, boost your cash flow, and save money

Apply Now Rates


Discover how a BankFund HELOC
can do
more for you


to get approved for your funds


than most
personal loans


for the first 10 years


Dream Bigger. Use your home's equity to
finance your goals.

If you are a homeowner, a BFSFCU Home Equity Line of Credit, or “HELOC,” gives you the flexibility to tap into the equity you have in your home to get a line of credit. The size of the line of credit is based on how much equity you have as well as other factors.


Your HELOC is available and ready for you to use, you decide when to use it.

You only use it when you want to.   


You decide what you use it for


  • Home

  • Educational Costs 

  • Large

  • Vacation

  • Debt Consolidation

  • Unexpected Expenses

Benefits of Choosing BFSFCU For Your HELOC 

  • Rates as low as 7.50% APR* when you borrow up to 70% of the value of your home, with a variable rate as low as 7.50% APR* thereafter.
  • Bring no money to closing
  • Tap into your credit line anytime over 10 years
  • Your HELOC balance counts toward your Global Rewards level, so you may earn even more rewards
  • We offer solutions for BFSFCU members who don’t have a US credit score, credit history or Social
    Security number
  • Our requirements are flexible and based on the unique needs of our international members

The interest on a HELOC may be tax deductible. Ask your tax advisor.

If you have questions, we have answers. Call 202-212-6400 today. 


Interest-Only Loan Payment Calculator

Determine your monthly interest payment for a variable rate loan.

*Calculator provides general estimations only. Inconsistencies may occur with the use of the calculator and the outcomes are not credit guarantees. For specific payment and interest information, please contact us.