Our mortgage programs are designed to meet the needs of our unique membership; in addition to traditional mortgage products, our offerings include a First-Time Homebuyer Program for members with little or no U.S. credit history and limited down payments.
Financing is available on primary residences, second homes, and investment properties. Our Mortgages are serviced by BFSFCU, we offer flexible terms and great rates, and fixed and adjustable rate programs. BFSFCU can help you get where you want to be. Visit our full service Mortgage Loan Center where you will find helpful information to assist you in understanding our mortgage programs and the mortgage process.
Hear what members are saying about buying a home with BFSFCU. Credit Union members Marie and Hala and staff member Carmen share their experiences and insights into the home buying process in this brief video.
Housing counseling agencies approved by the U.S. Department of Housing and Urban Development (HUD) can offer independent advice about whether a particular set of loan terms is a good fit based on your objectives and circumstances, often at little or no cost. If you are interested in contacting a HUD-approved housing counseling agency in your area, you can visit the Consumer Financial Protection Bureau’s (CFPB) website, www.consumerfinance.gov/find-a-housing-counselor, and enter your zip code. You can also access HUD’s housing counseling agency website via www.consumerfinance.gov/mortgagehelp or by accessing HUD’s counseling agency web service directly via http://data.hud.gov/index.html. For additional assistance with locating a housing counseling agency, call the CFPB at 1-855-411-CFPB (2372).
Please note that Bank-Fund Staff Federal Credit Union does not participate in CEMA loans in the State of New York.
For pre-approval applications, a current payroll statement and bank statement for assets verification will be required to process your request.