With standard delivery, an External Transfer is generally completed in 3 business days. Weekends
and federal holidays are not considered business days for the purpose of External Transfers. For
your convenience, we also offer next-day delivery for a small fee.
There is no fee to send an External Transfer with standard delivery. Next-day delivery is available
for an additional $3.00 fee. Please refer to the fee
schedule for a complete list of fees related to transfer services.
SPECIAL NOTE There are limits on the amount of money
that can be transferred online and these limits can vary. Please consult the Terms of Service when
you access External Transfers within Digital Banking.
Frequently Asked Questions
How is an External Transfer processed?
When BFSFCU transfers or receives money to or from another financial institution, the money transfer is
processed through a secure network called the Automated Clearing House (ACH). Each business day, financial
institutions process transfer requests on the ACH network, which routes the funds to the appropriate
receiving bank. The receiving bank processes the arriving ACH transfer, and then credits the receiving
What if I need to transfer an amount larger than the External Transfers limit?
transfer will allow you to transfer any dollar amount. Our wire transfer service – eWires – is located
within Digital Banking under the Transfers & Payments tab.