A Lifetime of Privileges
BFSFCU’s “once a member, always a member” policy ensures that once you join the credit union, you
can continue to be a member for as long as you choose, even if your employment changes or you
All it takes is keeping a minimum of $5 in your Membership Share.
Family & Household Members
As long as you are employed or retired from one of the organizations above, your family and
household members can join BFSFCU—even if you’re not a member!2 Simply have them list your
name and your relation on the membership application under
Immediate family member means:
- Step siblings
- Adoptive relationships
Household members are defined as persons living in the same residence who maintain a single
economic unit. This includes any person who is a permanent member of and participates in maintenance
of the household (for example, two people sharing an apartment could be considered a
Certain organizations comprised of persons who qualify for membership individually, such as
ski, bridge, investment, or flying clubs, may open organizational accounts with BFSFCU.2 If
you are unsure of your eligibility for membership, please contact us.
1 All new accounts are subject to eligibility verification. BFSFCU reserves the right
to determine membership eligibility and may refuse membership to persons who do not meet the
eligibility guidelines as set forth under our federal charter.
2 If a member is a citizen of/resides in a country that is on the OFAC Sanctions
list, we are prohibited by these sanctions from opening membership/accounts. If a citizen of an
OFAC-sanctioned country is residing in the United States of America or in a non-sanctioned country, we
may be able to grant membership with certain disclosures.
Qualification for some accounts depends on the individual member’s tax status.
If the country office staff has U.S.-derived income (income earned in the U.S.), they are
eligible to borrow money. For country office staff, whose income is not U.S. derived, we offer
a Blueprint Visa® Platinum Secured Card that allows Country Office staff to build credit
history in the U.S. Helpful for staff members that may transition to the U.S. in the future.
We encourage all potential members to contact us directly if they have any concerns.