Worried about rising auto prices? Your loan choice matters!

With vehicle prices potentially rising, your loan choice matters more than ever! Even though dealership loans may seem attractive, borrowing from your credit union gives you a big advantage: your offer for your next car is treated like cash, giving you more negotiation power!

When it comes to financing your next vehicle, compare and save!

FEATURE	BankFund Financing	Dealer Financing
Rates	Typically lower rates	Typically higher rates
Terms	Transparent and flexible	Often flexible, but may favor dealer profit
Hidden Fees	No fees and no markups	May include hidden fees or add-ons
Perks	May qualify for discounts and rewards through Global Rewards	Few or none
Approval process	Online, quick and easy	In-person
Service	Relationship focused	Transaction focused
Negotiation Advantage	The buyer	The dealer

5 questions you should ask when buying a car:

When shopping for a vehicle, knowledge is power. Use this list of essential questions when shopping for your next vehicle. It can help ensure you’re getting the best deal.

What is the total price of the vehicle, including all fees, taxes and additional charges?
Has this vehicle been in any accidents? (Be sure to ask for a report.)
What warrantees come with the vehicle and how long do they last?
Are there optional services currently included that I can decline?
What are the financing terms, including the interest rate, loan term, monthly cost and total loan cost.

Want to learn more about our Auto Loan Discounts and easy application process?
Schedule an appointment with our representatives or visit our Auto Loans page.

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