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Personal Line of Credit

 

 

A flexible way to get the cash you need,
anytime you need it. 

 



apy as high as 12.50% optimum rewards level (1)

An affordable
way to fund
your expenses
 
Apply Now   Rates 

Our Personal Line of Credit features:

Low variable interest rates as low as 12.50% APR.1
Excellent credit required for lowest rate.


Limits from $500 to $30,000 are available with no collateral required!2

Quick and convenient
access to cash.3
Transfer funds anytime with our Digital Banking.

Apply today, schedule an appointment or call us at 202-212-6400 to
learn more about how a Personal Line of Credit can help you!

Sign In to Apply

1Annual Percentage Rate as of 12/06/2022. Rates are based on the Wall Street Journal Prime Rate plus a margin. The margin is determined by your creditworthiness. Not all applicants will qualify for the lowest rate. You will be informed of the APR for which you qualify before you become contractually liable for the account. The APR is subject to change quarterly on the first day of January, April, July and October. The APR will never be greater than the maximum that we are permitted to charge by law (currently 18.00%).
2Subject to credit approval. This is not a guaranteed offer of credit.
3Minimum Payment: 2.00% of the monthly outstanding balance or $15.00, whichever is greater. However, Your minimum payment will never exceed Your outstanding balance. Draw and Repayment Periods: You may obtain advances for a period of sixty (60) months following the Agreement Date. This is called the “draw period”. After the draw period ends, the “repayment period” begins. Advances may no longer be obtained during the repayment period. You will be required to make payments during the draw and repayment periods. We may renew or extend the draw period expiration date of the Account at Our option at any time if applicable.