Membership Loyalty Rewards

We are grateful that you are part of the BFSFCU family. As a gesture of our appreciation, we are excited to offer you THREE ways to qualify for special loan rate discounts.

  • New Member Discount — New to BFSFCU? Enjoy a rate discount of 0.25% off any auto* or personal loan in your first 90 days of membership. If you are just settling in to a new area, you may need a new car or some funds to set up your new home and we are here to help. 
  • Relationship Discount — Have a mortgage with BFSFCU? Enjoy a 0.25% discount on all new auto* or personal loans. We appreciate the opportunity to be your financial partner and thank you for your loyalty.
  • Loyalty Discount — In the market for a new car or a personal loan for any number of expenses? If you have had an auto* or personal loan with BFSFCU in the past 2 years, enjoy a 0.25% discount on your next auto or personal loan. 

Applying is easy and we will make sure you get the discount you deserve.  And don’t forget — we also offer auto loan rate discounts for green cars and if you use our Car Buying Service powered by TrueCar to find your next vehicle. 

Apply for an Auto or Personal Loan

*Maximum combined loan rate discount for Member Loyalty Rewards is 0.50%. Member Loyalty Rewards Discounts only applicable to fixed-rate auto or signature loans. Discount applicable to the refinance of an existing BFSFCU auto or personal loan only when at least 10% in new money is added to the loan amount. Loyalty discount applies if you have had an auto loan or personal loan with BFSFCU in the past 2 years. Eligible members must have funded or paid off at least one loan in the last two years. All loan approvals are subject to normal underwriting procedures; this is not a guaranteed offer of credit. Other terms and conditions may apply. Rates subject to change without notice. Excludes 24-month Signature Loan.