New Auto Loans



With competitive rates and flexible terms, BFSFCU has the right vehicle loan for you.

  • No pre-payment fees
  • Easy and convenient online application
  • Up to 1.25% off rate discount1
  • Terms available up to 96 months2
  • Optional Members Choice® GAP or Mechanical Repair Coverage

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NEW AUTO LOAN RATES
TERM (FIXED)

(APR) 1

PAYMENT
EXAMPLE 4

36 Month  1.990% 36 payments of $573.00

48 Month 2.490%  48 payments of $438.00

60 Month 2.740% 60 payments of $357.00

72 Month  2.740% 72 payments of $302.00

96 Month  


Experts suggest that you should not allocate more than 20% of your take-home pay towards monthly auto payments. The down payment, interest rate, and term of your loan will also determine how much you can afford to buy. Use this calculator to help determine how much you might be able to spend on an automobile.-Vehicle Calculator


How much vehicle can I afford?

Experts suggest that you should not allocate more than 20% of your take-home pay towards monthly auto payments. The down payment, interest rate, and term of your loan will also determine how much you can afford to buy. Use this calculator to help determine how much you might be able to spend on an automobile.

Vehicle Calculator

Get The Coverage You Need!

GAP
INSURANCE
Our MEMBER’S CHOICE™ GAP Insurance helps you to

GAP
INSURANCE

Our MEMBER’S CHOICE™ GAP Insurance helps you to "fill the value gap" and avoid financial strain.


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MECHANICAL REPAIR COVERAGE (MRC)
MRC helps ensure that major
repairs to your car are covered when
the unexpected happens.

MECHANICAL REPAIR COVERAGE (MRC)

MRC helps ensure that major
repairs to your car are covered when
the unexpected happens.


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PAYMENT
PROTECTION
Count on MEMBER’S CHOICE® Credit Life and Disability Insurance to step in when you and your family
need help the most.

PAYMENT
PROTECTION

Count on MEMBER’S CHOICE® Credit Life and Disability Insurance to step in when you and your family
need help the most.

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Receive up to 1.25% off on your rate when you qualify for extra discounts. Available discounts are as follows: Take 0.50% off the auto loan rate when you purchase your vehicle through BFSFCU’s car buying service powered by TrueCar. BFSFCU.org/Car Buying Service discount only available for the purchase of new and used vehicles, not refinance. Discount is only applicable for fixed rate loan terms up to 60 months. Receive up to 0.50% off your auto loan rate if you qualify for two of our Member Loyalty Rewards discounts. Visit BFSFCU.org/BFSFCU Loyalty to learn more. Take an additional 0.25% off the auto loan rate if your vehicle is considered environmentally friendly by the Environmental Protection Agency. Visit http://epa.gov/greenvehicles for more information. Total discounts may not exceed 1.25%. Refinancing offers are limited to auto loans you have with other lenders.

1New Vehicles are vehicles for the current or immediately previous model year and an odometer reading of less than 5,000 miles.

2Used Vehicles include any vehicle with an odometer reading of more than 5,000 miles or are older than the immediately previous model year.

3New vehicles only. Minimum loan amount of $50,000 with a maximum loan-to-value (LTV) ratio of 80%.

4¹Loan payment estimates based on a $20,000 auto loan.