On September 7th, Equifax Inc., one of the three largest U.S. credit reporting agencies, announced a data breach possibly impacting approximately 143 million U.S. consumers. Equifax announced that criminals exploited a website vulnerability as early as mid-May 2017, gaining access to certain files containing consumer data.
The information obtained by unauthorized parties includes primarily names, Social Security numbers, birth dates, addresses, and in some cases, driver's license numbers. Approximately 209,000 U.S. consumers' credit card numbers were also compromised as well as additional personal identifying information for approximately 182,000 U.S. consumers who had filed credit reporting disputes. Some consumers in Canada and the United Kingdom may also have been affected, but no consumers in other countries have been identified as part of the breach at this time.
BFSFCU has NOT experienced any security or data breach related to this incident.
Credit Union staff are monitoring the situation closely and working with Equifax to determine the impact to BFSFCU members. BFSFCU members are encouraged to visit www.equifaxsecurity2017.com to understand whether they have been affected by this incident.
Equifax has set up a dedicated call center at 866-447-7559 to answer any questions. The call center is open every day (including weekends) from 7:00 a.m. – 1:00 a.m. EDT. Equifax has stated that they will send direct mail notices to consumers whose credit card numbers or dispute documents with personal identifying information were impacted.
Additional helpful information is also available through the Federal Trade Commission at https://www.consumer.ftc.gov/blog/2017/09/equifax-data-breach-what-do.