Rates effective
APR = Annual Percentage Rate
Interest Rates and Fees |
Introductory APR |
APR1 |
---|---|---|
Purchases |
0.00% for 6 billing cycles |
15.24%–17.90%* |
Balance transfers |
1.90% for 12 billing cycles |
15.24%–17.90%* |
Cash advances |
1.90% for 12 billing cycles |
15.24%–17.90%* |
Penalty APR2 |
17.90% |
17.90% |
Returned Payment Fee |
Up to $25 |
Up to $25 |
*APR (Annual Percentage Rate) is based on an evaluation of creditworthiness,
so your rate may vary. Credit approval required.
1 APR will vary with the market based on the
prime rate.
2 The Penalty APR may be applied to the entire balance on your account if you are 60
days delinquent in making a payment.
How We Will Calculate Your Balance: We use a method called "average
daily balance (including new purchases)."Your due date is 25 days after the close of each billing cycle. We
do not charge you interest on purchases if you pay your entire balance by the due date each month. To learn more
about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial
Protection Bureau at www.consumerfinance.gov/learnmore.