Fixed Traditional and Roth IRAs
(Minimum to open: $100,000)
| TERM | APY | DIVIDEND RATE |
|---|---|---|
| 6-Month | 3.550% | 3.519% |
| 12-Month | 3.800% | 3.747% |
| 18-Month | 3.400% | 3.357% |
| 24-Month | 3.400% | 3.357% |
| 30-Month | 3.400% | 3.357% |
| 36-Month | 3.400% | 3.357% |
| 48-Month | 3.400% | 3.357% |
| 60-Month | 3.300% | 3.260% |
| 72-Month | 3.300% | 3.260% |
Fixed Traditional and Roth IRAs
(Minimum to open: $1,000)
| TERM | APY | DIVIDEND RATE |
|---|---|---|
| 6-Month | 3.000% | 2.978% |
| 12-Month | 3.200% | 3.162% |
| 18-Month | 3.250% | 3.211% |
| 24-Month | 3.250% | 3.211% |
| 30-Month | 3.250% | 3.211% |
| 36-Month | 3.250% | 3.211% |
| 48-Month | 3.250% | 3.211% |
| 60-Month | 3.150% | 3.113% |
| 72-Month | 3.150% | 3.113% |
| Traditional IRA Savings3 | 0.150% | 0.150% |
| Roth IRA Savings3 | 0.150% | 0.150% |
| TERM | APY | DIVIDEND RATE |
|---|---|---|
| 7-Year Extended Term | 3.000% | 2.967% |
| 10-Year Extended Term | 3.000% | 2.967% |
*APY (Annual Percentage Yield)
IRA Fixed account offering rates are subject to
change daily and are fixed for the term of the account. At age 72, you are required to take the minimum
distribution.
1 You may withdraw funds from your Traditional IRA account at any time, but you
will incur a 10% early withdrawal penalty from the IRS if you have not yet reached age 59 ½ (some exceptions
may apply). This penalty is separate from the penalty charged by BankFund for early withdrawals; please
refer to the Truth-in-Savings disclosure for more information.
2There are
limitations based on the modified Adjusted Gross Income (AGI) of you and your spouse.
3No
minimum to open.