Skip to main content

Personal Loans

Finance big expenses at our lowest interest rates. 



Affordable and flexible, our Personal Loans can help you with your Personal Needs. 


  • Gifts

  • Debt Consolidation 

  • Travel

  • School Expenses

  • Cash savings
    for the unexpected


Education Enrichment Loan
Extra funds to cover the costs of educational expenses

Limited-Time Offer

Rates as low as
7.450% APR1,2,3  

  • Can help cover summer camp expenses, taking an art class, and much more
  • No collateral required

Personal Line of Credit

Access to funds you need for life’s unexpected expenses

Rates as low as
13.50% APR1,2  

  • No collateral required
  • Limits from $500 to $30,000
  • Quick and convenient access to cash
  • Excellent option if you are looking for help with your cash flow

Personal Loan

Your loan
for anything

Rates as low as
7.950% APR1,2  

  • No early-payment penalty
  • No collateral required
  • Terms up to 72 months
  • No hidden fees

Certificate Secured Personal Loan

We also offer a Certificate Secured Personal Loan with fixed rates, using your
BankFund Certificate as collateral.

Schedule an appointment or chat with us to learn more.

Global Rewards

With a BankFund Personal Loan, you may qualify for Plus or Optimum Level Global Rewards!3
You can receive up to 0.50% off your rate.

Learn more about Global Rewards

Consolidate Your Debt and Save

Enjoy life more with lower monthly payments! Consolidating your credit card and other personal debt into a single loan at a lower interest rate—and save.

Use this debt consolidation calculator to determine how quickly you could get out of debt and how much money you can save.

If you’re paying high-interest rates on credit cards or other loans, consider consolidating with a low-rate personal loan as low as 7.950% APR for qualifying members.


What will my monthly
payment be?

Please fill in all fields.



1APR is based on an evaluation of creditworthiness, so your rate may vary. 

2Loan programs and interest rates on this page are subject to change and/or cancellation without notice. This is not a guaranteed offer of credit; underwriting guidelines apply.

3Must be a Global Rewards Optimum Level Member to qualify for the Global Rewards Discount of 0.50%. Plus Level Members qualify for a discount of 0.25%.