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Personal Loans

Finance big expenses at our lowest interest rates. 



Affordable and flexible, our Personal Loans can help you with your Personal Needs. 


  • Expensive Gifts

  • Debt Consolidation 

  • Travel

  • School Expenses

  • Cash savings
    for the unexpected


Personal Line of Credit

Access to funds you need for life’s unexpected expenses

Rates as low as
13.50% APR1,2  

  • No collateral required
  • Limits from $500 to $30,000
  • Quick and convenient access to cash
  • Excellent option if you are looking for help with your cash flow

Personal Loan

Your loan
for anything

Rates as low as
7.950% APR1,2  

  • No early-payment penalty
  • No collateral required
  • Terms up to 72 months
  • No hidden fees

Share Certificate Secured Personal Loan

We also offer a Share Certificate Secured Personal Loan with fixed rates, using your
BFSFCU Share Certificate as collateral.

Schedule an appointment or chat with us to learn more.

Global Rewards

With a BFSFCU Personal Loan, you may qualify for Plus or Optimum Level Global Rewards!3
You can receive up to 0.50% off your rate.

Learn more about Global Rewards

Consolidate Your Debt and Save

Enjoy life more with lower monthly payments! Consolidating your credit card and other personal debt into a single loan at a lower interest rate—and save.

Use this debt consolidation calculator to determine how quickly you could get out of debt and how much money you can save.

If you’re paying high-interest rates on credit cards or other loans, consider consolidating with a low-rate personal loan as low as 7.950% APR for qualifying members.


What will my monthly
payment be?

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1APR is based on an evaluation of creditworthiness, so your rate may vary. 

2Loan programs and interest rates on this page are subject to change and/or cancellation without notice. This is not a guaranteed offer of credit; underwriting guidelines apply.

3Must be a Global Rewards Optimum Level Member to qualify for the Global Rewards Discount of 0.50%. Plus Level Members qualify for a discount of 0.25%.