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Youth Accounts

Accounts for children up to 12.

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We have products and resources to help you get your child off to a great start.

Learning basic concepts, such as how money works and how to save for things you want, is an important step toward becoming a financially savvy adult. 


Saving Accounts 1

  • No minimum balance requirement
  • No account maintenance fees
  • Savings earns dividends

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Young Saver Share Certificates 1,2

  • Guaranteed return on your investment
  • $100 minimum deposit to open
  • Monthly contribution of at least $20 required

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Custodial Accounts

Plan for your child’s future with a custodial account, established for your child and managed by you. We have a variety of custodial account options to help put your child on the path to financial independence.

Explore Custodial Account Options


Financial education can start earlier than you realize! We’ve partnered with Visa to jumpstart your child’s lifelong money habits through fun games on various banking topics. It’s never too soon to start creating these invaluable skills.

pig game

Peter Pig’s Money Counter

In this interactive game, kids practice identifying, counting and saving money. After completing the game, players are rewarded with a trip to the virtual store to buy accessories within budget and dress up Peter Pig in fun scenes!

cash puzzle

Send Money

Memory puzzles are some of the first games young children play. Put the scrambled pieces of the puzzle back together to complete the image of a dollar bill in Visa’s Cash Puzzler game. Choose between $1, $5, $10, $20, 5$0 and $100 bill puzzles.


1 Joint account with adult 18 years or older required. Additional terms and conditions apply. See the Truth-In-Savings Disclosure for details.

2 Deposits must be made at least once per month. Total deposits each month must equal or exceed $20. Failure to meet the monthly minimum deposit will result in account closure and transfer of the balance less penalty to your Savings account. Withdrawal or cancellation prior to maturity will result in the loss of 180 days of dividends on the amount withdrawn.

Digital Banking services are not available for children under the age of 13.