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Youth Accounts

Accounts for children up to 12.

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We have products and resources to help you get your child off to a great start.

Learning basic concepts, such as how money works and how to save for things you want, is an important step toward becoming a financially savvy adult. 


Saving Accounts 1

  • For children age 12 and under
  • No minimum balance requirement
  • No account maintenance fees
  • Savings earns dividends

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Young Saver Share Certificates 1,2

  • Guaranteed return on your investment
  • $100 minimum deposit to open
  • Monthly contribution of at least $20 required

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Custodial Accounts

Plan for your child’s future with a custodial account, established for your child and managed by you. We have a variety of custodial account options to help put your child on the path to financial independence.

Explore Custodial Account Options


1 Joint account with adult 18 years or older required. Additional terms and conditions apply. See the Truth-In-Savings Disclosure for details.

2 Deposits must be made at least once per month. Total deposits each month must equal or exceed $20. Failure to meet the monthly minimum deposit will result in account closure and transfer of the balance less penalty to your Savings account. Withdrawal or cancellation prior to maturity will result in the loss of 180 days of dividends on the amount withdrawn.

Digital Banking services are not available for children under the age of 13.