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First-Time Home Buyer Program

The key to your first home starts with BFSFCU!

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BFSFCU’s First-Time Home Buyer Program1 makes purchasing your first home stress-free
and affordable.

Our loan experts will guide you from start to finish through the homebuying process to get you in your first home for less!

Our special offers include:

  • 3% down payment2
  • Fixed or adjustable rate mortgage (ARM) – find the right mortgage for you!
  • Available nationwide

Take advantage of our affordable loan programs with various financing options to help make buying your first home a breeze!


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Get Started

Apply online and get pre-approved fast!


Get up to $1,000 in Cash Rewards1

At the time of closing your mortgage loan with Global Rewards.

Learn More

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Schedule a meeting with our loan representatives today!
Call us at 202-212-6400.


1An individual is to be considered a first-time homebuyer who: Is purchasing the security property; Will reside in the security property as a principal residence; and Had no ownership interest (sole or joint) in a residential property during the three-year period preceding the date of the purchase of the security property. In addition, an individual who is a single parent will also be considered a first-time home buyer if they had no ownership interest in a principal residence (other than a joint ownership interest with a spouse) during the preceding three-year period.
2At least one borrower must qualify as a first-time home buyer to obtain a mortgage at 97% loan to value (LTV).