Fixed and Adjustable-Rate Mortgages

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Fixed and Adjustable-Rate Mortgages

MORTGAGE TYPES	key benefits	worth considering if you...
Fixed-Rate Mortgage A low rate that will never change.	Your repayment obligations will be clear Rate stability for the entire term of the loan Flexible terms: 10, 15, 20, or 30-year mortgages	Plan to stay in your home for a longer period of time Have a predictable monthly payment for the life of your loan
Adjustable-Rate Mortgage Pay a lower rate initially for a fixed period and then the rate adjusts periodically.	Lower introductory rate period Keeps your monthly payments low for the initial period Select an initial rate period of 3-10 years based on your plans for the home	Plan on moving or selling your home in a few years Refinance to get a lower fixed interest rate at a later time

Get up to $750 in Cash Rewards¹

At the time of closing your mortgage loan with Global Rewards.

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Loan
Options
We offer financing on primary residences, second homes, and investment properties!
Flexible
Terms
Take advantage of flexible terms and competitive rates.
First
Home
We have a First Time Home Buyer Program specially designed for members with limited cash for down payments.
Full
Service
Our mortgages are serviced by BFSFCU, so your loan is in good hands.
Quick Approval Process
Our processing times are some of the lowest in
the market.
Loans to G4 Visa Holders
We offer financing solutions for members with little or no credit history established in the United States.

Mortgage Pre-approval: Your first step to purchasing a home.

With a pre-approval you can:

Find out how much you can afford to spend on estimated monthly loan payments.
Gain bargaining power and show real estate agents that you are a qualified, serious buyer.
When you do find a home, you can purchase it quicker because you’ve already completed some of the paperwork.

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¹The mortgage cash reward will be applied as a lender credit at the time of the mortgage closing. If the mortgage loan is rescinded, the mortgage cash reward will be forfeited. Excludes home equity loans and lines of credit.