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Fixed and Adjustable-Rate Mortgages

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Explore All the Benefits of

Fixed and Adjustable-Rate Mortgages

 

MORTGAGE TYPES key benefits worth considering if you...

Fixed-Rate Mortgage


A low rate that will never change.

  • Your repayment obligations will be clear
  • Rate stability for the entire term of the loan
  • Flexible terms: 10, 15, 20, or 30-year mortgages
  •  

  • Plan to stay in your home for a longer period of time
  • Have a predictable monthly payment for the life of your loan


Adjustable-Rate Mortgage


Pay a lower rate initially for a fixed period and then the rate adjusts periodically.

  • Lower introductory rate period
  • Keeps your monthly payments low for the initial period
  • Select an initial rate period of 3-10 years based on your plans for the home

 






  • Plan on moving or selling your home in a few years
  • Refinance to get a lower fixed interest rate at a later time
Get up to $750 in Cash Rewards1

At the time of closing your mortgage loan with Global Rewards.

Learn More

kids saving money

 

  • Loan 
    Options
     We offer financing on primary residences, second homes, and investment properties!

  • Flexible
    Terms
    Take advantage of flexible terms and competitive rates.

  • First
    Home
    We have a First Time Home Buyer Program specially designed for members with limited cash for down payments. 

     

  • Full
    Service
    Our mortgages are serviced by BFSFCU, so your loan is in good hands.

  • Quick Approval Process
    Our processing times are some of the lowest in
    the market.

  • Loans to G4 Visa Holders
    We offer financing solutions for members with little or no credit history established in the United States.

 

  

Mortgage Pre-approval: Your first step to purchasing a home.

With a pre-approval you can:

  • Find out how much you can afford to spend on estimated monthly loan payments.

  • Gain bargaining power and show real estate agents that you are a qualified, serious buyer.

  • When you do find a home, you can purchase it quicker because you’ve already completed some of the paperwork.

Get a Pre-Approval Now   Check Rates

 

  

1The mortgage cash reward will be applied as a lender credit at the time of the mortgage closing. If the mortgage loan is rescinded, the mortgage cash reward will be forfeited. Excludes home equity loans and lines of credit.