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Fee Schedule

 

 

Fee Schedule

Effective 05/12/2026

Download Fee Schedule (PDF)

 

Accounts & Services Fee
Account Research $25.00/hr
ATM Transaction Fees1 Varies
Cashier's Check $2.00
Check Printing (fee depends on check style) Varies
Copy of Account History $5.00
Copy of Cancelled or Deposited Check $3.00
Copy of Credit Union Cashier's Check $4.00
Copy of Statement of Account $5.00
Debit Card Foreign Transaction Fee2 1% of transaction amount
eSavings Withdrawal or Transfer Fee3 $5.00
Express Delivery/Courier $35.00
Inactive Member Fee4 $5.00
Minimum Balance Fee5 - eSavings Account  $8.00
Minimum Balance Fee5 - Money Management Checking Account $8.00
Insufficient Funds/Uncollected Funds Fee6 for each presentment of a check,
ACH or debit transfer request, and any other type of debit item presented or
payment is otherwise requested		 $20.00
Replacement of BankFund Visa® Debit Card $5.00
Stop Payment Order $20.00
E-Services Fee
Billpayer - Standard 3-Day Delivery $0.00
Billpayer - Same-Day Delivery (ACH) $10.00
Billpayer - Overnight Check Delivery $15.00
Billpayer - Stop Payment Order $20.00
eTransfer/Send Money - Standard 3-Day Delivery $0.00
eTransfer/Send Money - Next Day Delivery $3.00
Zelle® and Other Payment Services - Stop Payment Order $20.00
WIRE TRANSFERS/INTERNATIONAL REMITTANCE TRANSFERS Fee
Incoming to BankFund - USD $0.00
Incoming to BankFund - Foreign Currency7 $0.00
Outgoing to International (Non USA) Destination - USD $30.00
Outgoing to International (Non USA) Destination - Foreign Currency $10.00
Outgoing to Domestic (USA) Destination - USD $20.00
FOREIGN CURRENCY SERVICES Fee
Foreign Currency Purchase - Shipping Fee to Home Address $15.00
Foreign Currency Purchase - Shipping Fee to IFC Branch for Pickup $20.00
Foreign Currency Sell $20.00
Foreign Draft Collection8 (plus Processor’s Currency Conversion Charge) $30.00

 

FOREIGN CURRENCY EXCHANGE FEES AND RATES

In addition to any applicable wire transfer fees, there are markups associated with the currency conversion included in the exchange rate and we make money from the foreign currency exchange. Exchange rates are determined by our Processor at its sole discretion.

When deciding between sending in foreign currency or U.S. Dollars, you should consider factors that impact the total cost to send or the amount available after transfer, such as exchange rates and other fees.



1 BankFund does not charge BankFund members ATM Transaction Fees for using BankFund debit cards at any ATM. ATM Usage Fees (surcharges) may be assessed by the owner or operator of the out-of-network ATM. The owner or operator of the out-of-network ATM may charge you one or more separate additional fees for the ATM transaction, and the out-of-network ATM owner or operator may charge you a fee for a balance inquiry even if you do not complete a fund transfer or withdrawal.

2 Transactions completed by merchants outside of the United States are considered foreign transactions, regardless of whether you are located inside or outside the United States at the time of the transaction. See the Electronic Fund Transfers Agreement and Disclosure for full details.

3 Applies to second and all subsequent withdrawals or transfers processed during the calendar month.

4 Applies once a member’s entire account relationship has become inactive for a minimum of 24 months.

5 Please see your Truth-In-Savings Disclosure for more information about these fees.

6 Please see your Membership and Account Agreement for more information about these fees and how merchants may submit your transactions for payment.

7 Incoming wire transfers received in a foreign currency for payment into your account will be converted into U.S. dollars using the applicable exchange rate determined by our Processor at its sole discretion. A Currency Conversion Charge is applied before the funds are credited to your account. The charge is based on the transaction amount and ranges from 0.36% to 2.55%.

8 Drafts received in a foreign currency for payment into your account will be converted into U.S. dollars using the applicable exchange rate determined by our Processor at its sole discretion. A Currency Conversion Charge is applied before the funds are credited to your account. The charge is based on the transaction amount and ranges from 0.36% to 2.55%.