Global Rewards
Because relationships are meant to be rewarding
Our
Global Rewards program delivers a variety of benefits, including exclusive rate discounts, fee
rebates,
higher checking rates and more!
Save more!
Earn up to
3.50% APY1,2
on your balance with
Premier Checking3
Reduce costs!
Get up to
$1,0004
at closing with
Mortgage Cash Rewards
Take an extra
1.25% OFF5
with our
Auto Loan Discounts
Explore Three Levels
of Rewards
The more you save and borrow with us, the
bigger the benefits!
CHOICE
LEVEL
No
Balance
Requirements
PLUS
LEVEL
$50K - $250K
Monthly Relationship
Balance +
Minimum Loan
balance of $15K
(Monthly total relationship
balance1)
OPTIMUM
LEVEL
$250K +
Monthly Relationship
Balance
Discover Your Global Rewards Benefits Today!
Log in to Digital Banking, go to the Self-Service menu and select
Global Rewards!
Frequently Asked Questions
Total Global Rewards
Earned by
Members in 2023:
1 APY Range is based on a low and high
balance scenario of $1.00 and $8,000,000.00. The annual percentage yield is a percentage rate that
reflects the total amount of dividends to be paid on an account based on the dividend rate and
frequency of compounding for an annual period. For Global Rewards Premier Checking accounts, the
dividend rate and annual percentage yield may change at any time as determined by the Credit
Union’s Board of Directors. The dividend rates and annual percentage yields are the prospective
rates and yields that the Credit Union anticipates paying for the applicable dividend period.
Global Rewards Premier Checking accounts are tiered rate accounts. The balance ranges and
corresponding dividend rates and annual percentage yields applicable to each tier are disclosed in
the Rate Schedule. For Global Rewards Premier Checking accounts, the applicable dividend rates and
annual percentage yields will apply only to that portion of the account balance within the
corresponding balance range as listed in the Rate Schedule. Refer to the and the Truth-In-Savings Certificate Disclosure for
additional details.
2 Must be in OPTIMUM level to receive 3.50% APY. 3.50% APY is applied to the first $25,000 in the account. 0.05% APY will be applied to any amount over $25,000. Only one Premier Checking account per member. To view our current rates, please visit BFSFCU.org/rates. For account terms and conditions, please see the Truth-In-Savings Disclosure.
3 Only one Premier Checking account per member. To view our current rates, please visit BFSFCU.org/rates. For account terms and conditions, please see the Truth-In-Savings Disclosure.
4 Limited time offer, subject to change or cancellation without notice. Offer ends December 31, 2024. The mortgage cash reward of $1,000 is based on the member’s Global Reward level and will be applied as a lender credit at the time of the mortgage closing. If the mortgage loan is rescinded, the mortgage cash reward will be forfeited. One $1,000 credit per mortgage loan. Offer applies to new mortgages and external refinances. Excludes internal refinances, home equity loans and lines of credit.
5 The rate presented reflects the 0.50% Car Buying Service Discount, 0.50% Global Rewards Discount, and 0.25% Green Car Discount. Funding of new Auto Loan contributes to Global Rewards level and rate discount qualification. Must be a Global Rewards Optimum Level Member to qualify for the Global Rewards Discount of 0.50%. Log in to Digital Banking to view your Global Rewards Level.
6 Rebates are applied to an open checking or savings account. Rebates are based on the previous month’s Total Relationship Balance. Credit will be applied to the account from which the fee was assessed by the 3rd business day of the month. If the account is closed prior to the rebate posting date the rebate will be forfeited.
7 Outgoing Wire Fee Rebate: Only BankFund fees will be rebated. Foreign exchange fees and other fees will not be rebated.
CHOICE
Level
Benefits
Make the most of your BankFund relationship with loan rate discounts,
bonus points, fee rebates, and more.
Enjoy even more rewards when you achieve the PLUS or OPTIMUM Level
Getting a mortgage loan, financing a car purchase, or combining balances with
joint owners are
some of the ways to level up and maximize your rewards.
Watch a video to learn more
Moving from CHOICE Rewards to PLUS
Rewards
Combine your Balance with Joint Owners for Max
Rewards
Getting a Mortgage Loan with us can mean More
Rewards
1 The rate presented reflects the 0.50% Car Buying
Service Discount and 0.25% Green Car Discount. To learn more visit Auto Loans.
2 Offer valid for a new BankFund BEYOND Visa Signature credit card line. To be eligible for the 20,000 points offer, you must make $4,000 or more in net purchases within 90 days of account opening. Rewards are awarded based on net purchases. Net purchases are eligible purchases charged to your BankFund BEYOND Visa Signature Credit Card less rebates and other similar credits. Cash advances, traveler's check purchases, balance transfers, fees, and interest charges are not eligible purchases. Please allow up to eight weeks after the 90-day period for the 20,000 points to post to your rewards balance. Account must be open and not in default at the time the 20,000 points are posted to your rewards balance. Limit of one promotional offer at account opening.
3 Rebates are applied to an open checking or savings account. Rebates are based on the previous month’s Total Relationship Balance. Credit will be applied to the account from which the fee was assessed by the 3rd business day of the month. If the account is closed prior to the rebate posting date the rebate will be forfeited.
4 Only one Premier Checking account per member. To view our current rates, please visit BFSFCU.org/rates. For account terms and conditions, please see the Truth-In-Savings Disclosure.
5 APY Range is based on a low and high balance scenario of $1.00 and $8,000,000.00. The annual percentage yield is a percentage rate that reflects the total amount of dividends to be paid on an account based on the dividend rate and frequency of compounding for an annual period. For Global Rewards Premier Checking accounts, the dividend rate and annual percentage yield may change at any time as determined by the Credit Union’s Board of Directors. The dividend rates and annual percentage yields are the prospective rates and yields that the Credit Union anticipates paying for the applicable dividend period. Global Rewards Premier Checking accounts are tiered rate accounts. The balance ranges and corresponding dividend rates and annual percentage yields applicable to each tier are disclosed in the Rate Schedule. For Global Rewards Premier Checking accounts, the applicable dividend rates and annual percentage yields will apply only to that portion of the account balance within the corresponding balance range as listed in the Rate Schedule. Refer to the Truth-In-Savings Disclosure and the Truth-In-Savings Certificate Disclosure for additional details.
PLUS
Level
Benefits
Take advantage of amazing benefits, from mortgage cash rewards and
loan
rate discounts to a premium checking rate and fee rebates.
Enjoy even more rewards when you achieve the OPTIMUM Level
Getting a mortgage loan, financing a car purchase, or combining balances with joint
owners are
some of the ways to level up and maximize your rewards.
Watch a video to learn more
Moving from CHOICE Rewards to PLUS Rewards
Combine your Balance with Joint Owners for Max
Rewards
Getting a Mortgage Loan with us Can Mean More
Rewards
1 Limited time offer, subject to change or cancellation without notice. Offer ends December 31, 2024. The mortgage cash reward of $600 is based on the member’s Global Reward level and will be applied as a lender credit at the time of the mortgage closing. If the mortgage loan is rescinded, the mortgage cash reward will be forfeited. One credit per mortgage loan. Offer applies to new mortgages and external refinances. Excludes internal refinances, home equity loans and lines of credit.
2 The rate presented reflects the 0.50% Car Buying Service Discount, 0.25% Global Rewards Discount, and 0.25% Green Car Discount. Funding of new Auto Loan contributes to Global Rewards level and rate discount qualification. Must be a Global Rewards Plus Level Member to qualify for the Global Rewards Discount of 0.25%. Log in to Digital Banking to view your Global Rewards Level.
3 Funding of new Personal Loan contributes to Global Rewards level and rate discount qualification. Must be a Global Rewards Plus Level Member to qualify for the Global Rewards Discount of 0.25. Log in to Digital Banking to view your Global Rewards Level.
4 Only one Premier Checking account per member. To view our current rates, please visit BFSFCU.org/rates. For account terms and conditions, please see the Truth-In-Savings Disclosure.
5 APY Range is based on a low and high balance scenario of $1.00 and $8,000,000.00. The annual percentage yield is a percentage rate that reflects the total amount of dividends to be paid on an account based on the dividend rate and frequency of compounding for an annual period. For Global Rewards Premier Checking accounts, the dividend rate and annual percentage yield may change at any time as determined by the Credit Union’s Board of Directors. The dividend rates and annual percentage yields are the prospective rates and yields that the Credit Union anticipates paying for the applicable dividend period. Global Rewards Premier Checking accounts are tiered rate accounts. The balance ranges and corresponding dividend rates and annual percentage yields applicable to each tier are disclosed in the Rate Schedule. For Global Rewards Premier Checking accounts, the applicable dividend rates and annual percentage yields will apply only to that portion of the account balance within the corresponding balance range as listed in the Rate Schedule. Refer to the Truth-In-Savings Certificate Disclosure for additional details.
6 Must be in PLUS level to receive 3.00% APY. 3.00% APY is applied to the first $10,000 in the account. 0.05% APY will be applied to any amount over $10,000. Only one Premier Checking account per member. To view our current rates, please visit BFSFCU.org/rates. For account terms and conditions, please see the Truth-In-Savings Disclosure.
7 Offer valid for a new BankFund BEYOND Visa Signature credit card line. To be eligible for the 20,000 points offer, you must make $4,000 or more in net purchases within 90 days of account opening. Rewards are awarded based on net purchases. Net purchases are eligible purchases charged to your BankFund BEYOND Visa Signature Credit Card less rebates and other similar credits. Cash advances, traveler's check purchases, balance transfers, fees, and interest charges are not eligible purchases. Please allow up to eight weeks after the 90-day period for the 20,000 points to post to your rewards balance. Account must be open and not in default at the time the 20,000 points are posted to your rewards balance. Limit of one promotional offer at account opening.
8 Rebates are applied to an open checking or savings account. Rebates are based on the previous month’s Total Relationship Balance. Credit will be applied to the account from which the fee was assessed by the 3rd business day of the month. If the account is closed prior to the rebate posting date the rebate will be forfeited.
9 Outgoing Wire Fee Rebate: Only BankFund fees will be rebated. Foreign exchange fees and other fees will not be rebated.
OPTIMUM
Level
Benefits
Maximize your BankFund relationship with exceptional mortgage cash
rewards,
loan rate discounts, premium checking rates and fee rebates.
Rebates
Greater Engagement Means Bigger Rewards
Take advantage of our highest level, including even more mortgage cash rewards,
greater
loan rate discounts, premium checking rate, and fee rebates.
Watch a video to learn more
Moving from CHOICE Rewards to PLUS Rewards
Combine your Balance with Joint Owners for Max
Rewards
Getting a Mortgage Loan with us Can Mean More
Rewards
1 Limited time offer, subject to change or cancellation without notice. Offer ends December 31, 2024. The mortgage cash reward of $1,000 is based on the member’s Global Reward level and will be applied as a lender credit at the time of the mortgage closing. If the mortgage loan is rescinded, the mortgage cash reward will be forfeited. One $1,000 credit per mortgage loan. Offer applies to new mortgages and external refinances. Excludes internal refinances, home equity loans and lines of credit.
2 The rate presented reflects the 0.50% Car Buying Service Discount, 0.50% Global Rewards Discount, and 0.25% Green Car Discount. Funding of new Auto Loan contributes to Global Rewards level and rate discount qualification. Must be a Global Rewards Optimum Level Member to qualify for the Global Rewards Discount of 0.50%. Log in to Digital Banking to view your Global Rewards Level.
3 Funding of new Personal Loan contributes to Global Rewards level and rate discount qualification. Must be a Global Rewards Optimum Level Member to qualify for the Global Rewards Discount of 0.50%. Log in to Digital Banking to view your Global Rewards Level.
4 Only one Premier Checking account per member. To view our current rates, please visit BFSFCU.org/rates. For account terms and conditions, please see the Truth-In-Savings Disclosure.
5 APY Range is based on a low and high balance scenario of $1.00 and $8,000,000.00. The annual percentage yield is a percentage rate that reflects the total amount of dividends to be paid on an account based on the dividend rate and frequency of compounding for an annual period. For Global Rewards Premier Checking accounts, the dividend rate and annual percentage yield may change at any time as determined by the Credit Union’s Board of Directors. The dividend rates and annual percentage yields are the prospective rates and yields that the Credit Union anticipates paying for the applicable dividend period. Global Rewards Premier Checking accounts are tiered rate accounts. The balance ranges and corresponding dividend rates and annual percentage yields applicable to each tier are disclosed in the Rate Schedule. For Global Rewards Premier Checking accounts, the applicable dividend rates and annual percentage yields will apply only to that portion of the account balance within the corresponding balance range as listed in the Rate Schedule. Refer to the Truth-In-Savings Certificate Disclosure for additional details.
6 Must be in OPTIMUM level to receive 3.50% APY. 3.50% APY is applied to the first $25,000 in the account. 0.05% APY will be applied to any amount over $25,000. Only one Premier Checking account per member. To view our current rates, please visit BFSFCU.org/rates. For account terms and conditions, please see the Truth-In-Savings Disclosure.
7 Offer valid for a new BankFund BEYOND Visa Signature credit card line. To be eligible for the 20,000 points offer, you must make $4,000 or more in net purchases within 90 days of account opening. Rewards are awarded based on net purchases. Net purchases are eligible purchases charged to your BankFund BEYOND Visa Signature Credit Card less rebates and other similar credits. Cash advances, traveler's check purchases, balance transfers, fees, and interest charges are not eligible purchases. Please allow up to eight weeks after the 90-day period for the 20,000 points to post to your rewards balance. Account must be open and not in default at the time the 20,000 points are posted to your rewards balance. Limit of one promotional offer at account opening.
8 Rebates are applied to an open checking or savings account. Rebates are based on the previous month’s Total Relationship Balance. Credit will be applied to the account from which the fee was assessed by the 3rd business day of the month. If the account is closed prior to the rebate posting date the rebate will be forfeited.
9 Outgoing Wire Fee Rebate: Only BankFund fees will be rebated. Foreign exchange fees and other fees will not be rebated.
Explore Three Levels of Rewards!
The more you save and borrow with us, the bigger the
benefits.
CHOICE LEVEL
Balance Requirements:
None
REWARDS
 |
0.05% APY on your Premier Checking balance1 |
|
20,000 Bonus Points with a New BEYOND Visa Credit Card3 |
|
Up to
0.75% off your Auto Loan Rate4 |
|
$5 in monthly rebates on ATM transaction fees6 |
PLUS LEVEL
Balance Requirements: $50K - $250K
Monthly
Relationship Balance + Minimum Loan balance of $15K
REWARDS
 |
3.00% APY on your first $10,000 with Premier Checking1 |
|
Get a $600 Mortgage Cash Back Reward2 |
|
20,000 Bonus Points with a New BEYOND Visa Credit Card3 |
|
Up to 1.00% OFF your Auto Loan Rate4 |
|
Get
0.25% OFF a Personal Loan Rate5 |
|
$20 in monthly rebates on Wire transfer Fees6 |
|
$20 in monthly rebates on ATM transaction fees6 |
|
$20 in monthly rebates on Foreign transaction fees6 |
|
Enjoy $75 OFF with a GAP Insurance Rebate7 |
OPTIMUM LEVEL
Balance Requirements: $250K+
Monthly Relationship
Balance
REWARDS
 |
3.50% APY on your first $25,000 with Premier Checking1 |
|
Get a $1,000 Mortgage Cash Back Reward2 |
|
20,000 Bonus Points with a New BEYOND Visa Credit Card3 |
|
Up to 1.25% OFF your Auto Loan Rate4 |
|
Get
0.50% OFF a Personal Loan Rate5 |
|
Unlimited rebates on Wire transfer Fees6 |
|
Unlimited rebates on ATM transaction fees6 |
|
Unlimited rebates on Foreign transaction fees6 |
|
Enjoy $175 OFF with a GAP Insurance Rebate7 |
Ready to Upgrade to Our Premier Checking Account?
It’s simple! Schedule an appointment or send us a request via secure message using the Self-Service Menu within Digital Banking.
Moving from CHOICE Rewards to PLUS Rewards
Combining Balances with Joint Owners to Maximize Rewards
Refinancing your Loan with BankFund Can Help you Level Up
Getting a Mortgage Loan with BankFund Can Mean More Rewards
1
APY Range is based on a low and high balance scenario of
$1.00 and $8,000,000.00. The annual percentage yield is a percentage rate that
reflects the total amount of dividends to be paid on an account based on the
dividend rate and frequency of compounding for an annual period. For Global
Rewards Premier Checking accounts, the dividend rate and annual percentage yield
may change at any time as determined by the Credit Union’s Board of Directors. The
dividend rates and annual percentage yields are the prospective rates and yields
that the Credit Union anticipates paying for the applicable dividend period.
Global Rewards Premier Checking accounts are tiered rate accounts. The balance
ranges and corresponding dividend rates and annual percentage yields applicable to
each tier are disclosed in the Rate Schedule. For Global Rewards Premier Checking
accounts, the applicable dividend rates and annual percentage yields will apply
only to that portion of the account balance within the corresponding balance range
as listed in the Rate Schedule. Refer to the Truth-In-Savings Disclosure and the
Truth-In-Savings Certificate
Disclosure for additional details. Only one Premier Checking
account per member. To view our current rates, please visit BFSFCU.org/rates.
2 Limited time offer, subject to change
or cancellation without notice. Offer ends December 31, 2024. The mortgage cash
reward is based on the member’s Global Reward level and will be applied as a
lender credit at the time of the mortgage closing. If the mortgage loan is
rescinded, the mortgage cash reward will be forfeited. One credit per mortgage
loan. Offer applies to new mortgages and external refinances. Excludes internal
refinances, home equity loans and lines of credit.
3 Offer valid for a new BankFund BEYOND Visa Signature credit card line. To be eligible for the 20,000 points offer, you must make $4,000 or more in net purchases within 90 days of account opening. Rewards are awarded based on net purchases. Net purchases are eligible purchases charged to your BankFund BEYOND Visa Signature Credit Card less rebates and other similar credits. Cash advances, traveler's check purchases, balance transfers, fees, and interest charges are not eligible purchases. Please allow up to eight weeks after the 90-day period for the 20,000 points to post to your rewards balance. Account must be open and not in default at the time the 20,000 points are posted to your rewards balance. Limit of one promotional offer at account opening.
4 Receive up to 1.25% off your rate when you qualify for extra discounts. Available discounts are as follows: Take 0.50% off the auto loan rate when you are a Global Rewards Optimum Level Member. Log in to Digital Banking to view your Global Rewards Level. Take an additional 0.50% off the auto loan rate when you purchase your vehicle through BankFund's car buying service powered by TrueCar®. BFSFCU.org/CarBuyingService discount only available for the purchase of new and used vehicles, not refinance. Discount is only applicable for fixed rate loan terms up to 60 months. Take an additional 0.25% off the auto loan rate if your vehicle is considered environmentally friendly by the Environmental Protection Agency. Visit https://epa.gov/greenvehicles for more information. Total discounts may not exceed 1.25%. Refinancing offers are limited to auto loans you have with other lenders. To learn more visit Auto Loans.
5 Funding of new Personal Loan contributes to Global Rewards level and rate discount qualification. Must be a Global Rewards Optimum Level Member to qualify for the Global Rewards Discount of 0.50%. Plus Level Members qualify for a discount of 0.25%. Log in to Digital Banking to view your Global Rewards Level.
6 Rebates are applied to an open checking or savings account. Rebates are based on the previous month’s Total Relationship Balance. Credit will be applied to the account from which the fee was assessed by the 3rd business day of the month. If the account is closed prior to the rebate posting date the rebate will be forfeited. Outgoing Wire Fee Rebate: Only BankFund fees will be rebated. Foreign exchange fees and other fees will not be rebated.
7 MEMBER’S CHOICE™ GAP insurance premium rebate will be credited to the member’s checking or savings account 120 days after the insurance has been purchased. If the checking or savings account is closed prior to the rebate posting date the rebate will be forfeited
BFSFCU reserves the right to modify or cancel the Global Rewards Program, individual features, or benefits at any time.