Global Rewards

Get MORE Out of Your BFSFCU Relationship

PREMIUM
CHECKING RATES

LOAN
DISCOUNTS

FEE
REBATES


Explore all the BENEFITS of Global Rewards
The greater your engagement, the bigger the rewards.

Global Rewards Levels (2) Choice Rewards
Plus Rewards
Optimum Rewards
Total Relationship Balance Requirements1,2 No Balance Requirements. Deposit and loan balances of
$50,000–$249,999, and a minimum loan balance of $15,000.
Deposit and loan balances of $250,000 or more. No minimum loan balance requirement.
Examples of Qualifying Total Relationship Balances Checking Balance:
$2,152
+Savings Balance:
$5,880
+Personal Loan Balance: $7,560

Total Relationship Balance = $15,592
Checking Balance:
$5,674
+Savings Balance: $35,930
+Car Loan Balance:
$20,031

Total Relationship Balance = $61,635
Checking Balance:
$5,674
+Savings Balance: $10,810
+Mortgage Loan Balance: $281,974

Total Relationship Balance = $295,819
Premier Checking Account3
RATE*
0.05% 1.50% on balances up to $10,000

0.05% on balances over $10,000
2.00% on balances up to $25,000

0.05% on balances over $25,000
Annual Percentage Yield (APY)** 0.05% 0.05% to 1.50% 0.05% to 2.00%
ATM Transaction Fee Rebate4 Up to $5 per month Up to $20 per month Unlimited
Outgoing BFSFCU Wire Fee Rebate5 N/A Up to $15 per month Unlimited
Debit Card Foreign Transaction Fee Rebate4 N/A Up to $20 per month Unlimited
Personal Loans Rate Discount6 N/A 0.25% rate reduction 0.50% rate reduction
Auto Loans Rate Discount6 N/A 0.25% rate reduction 0.50% rate reduction
Mortgage Cash Reward7 $350 - $750 per loan based on loan amount $350 - $750 per loan based on loan amount $350 - $750 per loan based on loan amount
GAP Insurance Fee Rebate8 N/A $75 $175

Open or upgrade to Premier Checking Account




OPEN

1 Log in to Digital Banking
1 Click on Self Service menu
1 Select Account Opening




UPGRADE

1 Log in to Digital Banking
1 Click on Self Service menu
1 Send a Secure Message

Log in to Digital Banking



Get REWARDED for being a loyal member of our
BFSFCU community.


Members with a BFSFCU membership and in good standing can enjoy the many benefits of our Global Rewards program each month.


Moving from CHOICE Rewards
to PLUS Rewards.




Refinancing your Loan with BFSFCU
Can Help you Level Up.





Combining Balances with Joint
Owners to Maximize Rewards.




Getting a Mortgage Loan with
BFSFCU Can Mean More Rewards.




Log in to Digital Banking, select "Self Service"
and click on “Global Rewards” to learn more!

1Total Relationship Balance’ is calculated as the sum of the previous month’s average monthly share account balance(s), the previous month’s ending loan balance(s), and the previous month’s ending credit card balance(s).Only personal share accounts are eligible for the Global Rewards program. Excludes CU Student Choice loan balances.
2Rewards Benefits are based on your reward level - CHOICE, PLUS or OPTIMUM and are determined each month based on your total relationship balances with the Credit Union.
3Only one Global Rewards Premier Checking account per member. To view our current rates, please visit BFSFCU.org/rates. For account terms and conditions, please see the Truth-In-Savings Disclosure
4Rebates are applied to an open checking or savings account. Rebates are based on the previous month’s Total Relationship Balance. Credit will be applied to the account from which the fee was assessed by the 3rd business day of the month. If the account is closed prior to the rebate posting date the rebate will be forfeited.
5Outgoing BFSFCU Wire Fee Rebate: Only BFSFCU fees will be rebated.  Foreign exchange fees and other fees will not be rebated.
6Rate discounts are only applied to auto loans and personal loans.
7The mortgage cash reward will be applied as a lender credit at the time of the mortgage closing. Mortgages $250,000 and above will receive a mortgage cash reward of $750. Mortgages between $50,000 and $249,999 will receive a mortgage cash reward of $350. If the mortgage loan is rescinded, the mortgage cash reward will be forfeited. Excludes home equity loans and lines of credit.
8MEMBER’S CHOICE™ GAP insurance premium rebate will be credited to the member’s checking or savings account 120 days after the insurance has been purchased. If the checking or savings account is closed prior to the rebate posting date the rebate will be forfeited.

*For Global Rewards Premier Checking accounts, you may qualify to earn a premium dividend rate on a portion of your account balance based on your reward level – CHOICE, PLUS or OPTIMUM. Global Rewards Premier Checking account holders who do not meet the requirements of the PLUS or OPTIMUM reward level will earn dividends at the CHOICE Level. You may move between reward levels each month as your total relationship balance changes. The applicable dividend rates and annual percentage yields will apply only to that portion of the account balance within the corresponding balance range as listed in the Rate Schedule. To view our current rates, please visit BFSFCU.org/rates. For account terms and conditions, please see the Truth-In-Savings Disclosure

**APY Range is based on a low and high balance scenario of $1.00 and $8,000,000.00.

BFSFCU reserves the right to modify or cancel the Global Rewards Program, individual features or benefits at any time.